Terms of Use

1. Information only, no reliance

This site shows public hazard data for general information. You must not use it for real estate purchase or sale, lending, insurance, appraisal, flood-insurance purchase or mandatory-purchase decisions, or to decide whether to evacuate or whether a building is safe. This includes the estimated ground elevation and storm surge results, which are rough estimates for one map point and are not an elevation certificate, a survey or a flood zone determination. The disclaimers on this page and the full elevation and storm surge disclaimer are part of these Terms.

2. No warranty

The site and all results are provided "as is" and "as available". To the fullest extent the law allows, KAVO360, Inc. disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy, completeness and timeliness. We don't guarantee that any result is correct, current or available.

3. Limitation of liability

To the extent the law allows, KAVO360, Inc. is not liable for indirect, incidental, special or consequential damages, and its total liability to you for any claim about the site is limited to $100, because the service is free. These limits don't apply to liability for intentional misconduct, gross negligence or physical injury, or to anything else the law doesn't allow us to limit.

4. Indemnity

You agree to cover losses caused by your misuse of the site.

5. Acceptable use

• No scraping, crawling, bulk or automated queries, reverse engineering or evading rate limits.
• No building a competing dataset or reselling results.
• No looking up other people's addresses to harass them, or for any unlawful purpose.

6. Attribution and no affiliation

Data: FEMA National Flood Hazard Layer and National Risk Index, NOAA National Weather Service, USGS The National Map, USGS 3D Elevation Program, NOAA National Hurricane Center storm surge maps and US Census Bureau (US government works). KAVO360 is not affiliated with FEMA, NFIP, FLOIR, LDI, NOAA, NHC, USGS or any agency, and does not use their logos.

7. Age

This service is for people 18 and older.

8. Governing law and disputes

These Terms are governed by Louisiana law, without regard to its conflict-of-law rules. Any dispute will be handled in the state or federal courts located in Orleans Parish, Louisiana, except that either of us may bring a claim in small claims court where you live. Nothing in these Terms takes away rights you have under the consumer protection laws of the state where you live.

9. Changes, contact, severability

We may update these Terms and will change the date above when we do. If any part is unenforceable, the rest still applies. Contact: privacy@kavo360.com.

Disclaimer (incorporated)

About these results. The flood zone and Special Flood Hazard Area (SFHA) status shown come from FEMA's National Flood Hazard Layer (NFHL) and other public sources listed with each result, with the date we last retrieved them. KAVO360 is not affiliated with, endorsed by or approved by FEMA or any government agency.

Not an official determination. This result is not an official FEMA flood zone determination, a Standard Flood Hazard Determination Form (SFHDF, FEMA Form 086-0-32), an elevation certificate or a survey. It must not be used in place of any of them.

Accuracy limits. Flood maps change. FEMA may have issued newer maps, Letters of Map Change or preliminary maps that are not reflected here. We place your address on the map with an automated geocoder, which can put a point on the wrong spot, the wrong parcel or the street instead of the building. Zone boundaries can cross a property. Only part of a parcel may be in an SFHA. Public data can contain errors or gaps.

Not advice. Nothing here is insurance, flood-insurance, legal, real estate, appraisal, inspection, engineering or financial advice. Whether you must or should buy flood insurance is not decided by this result. Properties outside high-risk zones also flood. Talk to a licensed insurance agent about coverage.

Official sources. You can view the official Flood Insurance Rate Map (FIRM) for free at the FEMA Flood Map Service Center: https://msc.fema.gov. If you believe your property or building was wrongly mapped in an SFHA, you can ask FEMA for a Letter of Map Amendment (LOMA), which usually relies on a surveyed elevation showing that the structure or lot sits above the base flood elevation on natural ground. A Letter of Map Revision (LOMR) officially changes the map itself, usually because of new data or physical changes such as fill or flood-control projects. See https://www.fema.gov/flood-maps/change-your-flood-zone.

Lenders and insurers decide. Federally regulated lenders get their own flood zone determination for loans, and insurers rate policies using their own data. Their determination controls, not this result.

Provided "as is." See our Terms of Use for warranty disclaimers and limits of liability.

This is not a seller's flood disclosure and does not replace any disclosure a seller, agent or lender is required to give.